Using the Web For Your Car Insurance Quotation

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Years ago, people spent days chasing down an agent by phone to get a price on car insurance.
These days the entire process, from entering your personal information, to comparing rates and making the final purchase decision, can all be done online in a matter of an hour or less.
But how do you get the best car insurance quotation? First of all, if you have an existing car insurance policy, dig it out of the drawer you hopefully stuck it in and let's look at each item on the declarations page.
This page has a line by line breakdown of each item that makes up your policy.
The reason you want to start with your current policy is to make sure that when you find a great rate online, you have your current policy to compare it with.
You want to do an apples to apples comparison between your policy and any policy you find to make sure the new policy covers you at least as well as your existing policy.
Only then will you know if the new policy is really cheaper than your existing one.
Next, go to one of the insurance comparison sites online and enter your personal information, including name, address, date of birth, any additional drivers in your household and all of the information on your vehicles.
Once again having your current insurance policy handy will make this easier since much of this information is on your existing policy.
You will also be asked for details of any traffic violations or accidents you or any of the drivers on the policy have had, so be sure to have this information handy too.
On the declaration page of your existing policy, locate the deductible amounts for your collision and comprehensive coverage and make sure the coverage amount you ask for in the online quote is the same.
Also, make sure that the amount of coverage for your liability insurance is the same as your current policy.
Once you've entered all this information and made sure the policies you are comparing are comparable to your current policy, you have a great way to either find a newer, cheaper policy, or rest easy knowing that you already have the best insurance policy for your needs.

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